Happy New Year - 2018
OK it’s January – the month for resolutions. If your New Year Resolution is to buy a property, here are some things you could do to help you succeed. 2017 was a fantastic year for property in Armidale and 2018 promises to be another competitive year for purchasing. If you want to get in on the action, you’ll need to be on top of your game.
- Identify your goal and write down!
A New Year’s resolution needs to be very specific if you want to achieve anything. You need a specific goal like “Buy a three-bedroom house near this school before Easter” or “Buy an investment property with a lease in place before the end of June”. Adding a sense of urgency to your goal will motivate you to keep on top of what you need to do to make a successful purchase.
- Be ready to act and share your goal.
Procrastination is the enemy of success. The key is to sit down, make some decisions and then do your research. If you are buying a property as your own home, consider which area you want to live in and whether you need an apartment, a house or a hobby farm. If you are looking for a property investment, you’ll need to consider properties that meet your investment strategy, have good capital growth potential and are easy to lease.
- Do a budget – no really, an honest budget!
Good money habits are very important if you’re planning to get a home loan this year. To get an idea of what you can afford, set a monthly savings target and start making a list of your expenses. It’s important that you are realistic and budget for the worst-case scenario. Make a comprehensive list, so that you understand where your money is going and where you can cut back if necessary when you get a home loan. The Barefoot Investor by Scott Pope is a fantastic book and a great place to start.
- Get your financing in place and get to know your bank manager.
Take your bank manager for a coffee and get to know them – they are going to become an important person in your life! Talk about getting pre-approval on your home loan before you start looking at properties you might like to buy. Establishing a price limit
- Get a professional team on your side – the HH Team!
Let’s face it, buying a property isn’t easy. Having a professional team on your side could make all the difference to your success. You’ve started the ball rolling just by reading our blog; now come in and talk to us. We can help you find exactly what you’re looking for. This is what we do everyday and we’re pretty good at it!
Remember, we’re here to help you keep your New Year’s Resolution to buy a property in 2018! Call us today and let us help you get started.
High Quality & Exceptional Service!
Peter, Ali and the team at Hutchinson & Harlow were excellent to work with. We were provided with outstanding level of professionalism and service. Hutchinson and Harlow have a good understanding of the real estate market in Armidale and surrounding regions. Their sales and marketing approach was fantastic, attracting a lot of interest and providing us with a sale at the right price quickly. Ali was brilliant to deal with. She kept us will informed, catered to our needs and made selling the house a seamless experience.
- Leah Cook (Vendor)
Reliable and Honest Agent
Peter Georkas was honest, upfront and he and his team were friendly and efficient. Selling a property is a big decision and I felt supported and included in the process at every step of the way. Peter is a warm agent who acts with integrity. I would highly recommend him and his team.
- Zeva (Vendor)
For many years we have bought and sold with Peter and the HH team..we wouldn’t consider using anyone else..
The service is professional, yet friendly..at all stages of the buying and selling processes the clients are kept up to date...
All members of the team are delightful, friendly and helpful..
We can confidently state that the HH team will be the right choice for you..
Don’t waste your time shopping around-go straight to the professional team with years of experience...you’ll be glad that you did!!
- Justin & Vanessa (Vendor)
Ali sold my investment property
Ali sold my investment property in April 2018. I would recommend Ali from H&H. H&H held regular open houses and were following up with all enquiries on the home.